HSBC Who?

I received this email this morning, to my work address;


Dear HSBC Online Customer,

We detected irregular activity on your HSBC Check Card on 02 December, 2009.
As the Primary Contact, you must verify your account activity before you can continue using
your card, and upon verification, we will remove any restrictions placed on your account.

To review your account as soon as possible please click on the link below:

*link removed, for obvious reasons*


Thank you for using HSBC Bank UK

We appreciate your business and the opportunity to serve you.

Thing is, I'm not a HSBC customer.
How people think they can pull a scam like this, or that some people manage to fall for it, is beyond me.